Quick answer
Before listing a Maryland home, focus first on safety items and anything likely to come up in a buyer's inspection or appraisal, then on low-cost cleanup that helps the home show well. For most resale homes with 1 to 4 units, Maryland requires the seller to give the buyer either a property condition disclosure statement or a disclaimer statement, and even an as-is seller must disclose known latent defects that threaten health or safety. Homes built before 1978 need the federal lead-based paint disclosure, Montgomery County requires a radon test for most single-family homes and townhouses, and Baltimore City sellers must disclose a Vacant Building Notice.
- Maryland disclosure
- Condition disclosure statement or disclaimer (as is), on or before contract signing
- Even when selling as is
- Disclose known latent defects that threaten health or safety
- Built before 1978
- Federal lead disclosure, pamphlet and a 10-day lead inspection opportunity for buyers
- Montgomery County
- Radon test within 1 year before settlement for most houses and townhouses
- Baltimore City
- Sellers must disclose a Vacant Building Notice in the contract
Prep priorities
Every home and market is different, and we do not quote return-on-investment percentages for specific projects. A practical order of priorities:
- Safety and function first: active leaks, electrical hazards, broken heating or cooling, missing handrails, and smoke and carbon monoxide alarms.
- Items a lender's appraiser or a buyer's inspector is likely to flag: roof leaks, peeling paint on older homes, water in the basement, damaged steps or decks.
- Deferred maintenance that is cheap to fix: dripping faucets, sticking doors, burned-out bulbs, loose fixtures, caulk and grout.
- Clean and declutter: deep cleaning, fewer items on counters and in closets, and a tidy yard and entry.
- Cosmetic updates only where they clearly help: fresh neutral paint in worn rooms, for example. Ask our team before starting a large renovation, because buyers may prefer to choose finishes themselves.
- Keep receipts and permits for any work. Buyers and appraisers often ask, and permits matter for work like additions, electrical and plumbing.
Pre-listing inspection: pros and cons
Maryland home inspectors must be licensed by the state commission, so check the license before you hire one. If you are unsure whether to get a pre-listing inspection, talk to our team and, for disclosure questions, a Maryland attorney.
| Pros | Cons |
|---|---|
| You learn about problems before buyers do and can fix, price or disclose them on your terms. | You pay for the inspection, and buyers will usually still do their own. |
| Fewer surprises during the buyer's inspection period. | Once you know about a defect, it may affect what you must disclose. |
| You can get repair quotes ahead of time. | Some findings are minor and may make buyers worry more than needed. |
Maryland disclosure vs disclaimer statement
Under Maryland Real Property 10-702, the seller of a home with 1 to 4 single-family units must give each buyer either a written residential property condition disclosure statement or a written disclaimer statement, on the standard form from the Maryland Real Estate Commission.
The disclosure statement covers defects and information the seller actually knows about, including water and sewer systems, insulation, structural systems such as the roof, foundation and basement, plumbing, electrical, heating and air conditioning, wood-destroying insects, land use matters, and hazardous materials such as asbestos, lead-based paint, radon and underground storage tanks. It also asks about smoke alarms and, for homes with fuel-burning appliances, carbon monoxide alarms.
The disclaimer statement says the home is sold as is, except as the contract provides. Even with the disclaimer, the seller must disclose latent defects the seller actually knows about that a careful visual inspection would not reveal and that pose a direct threat to health or safety.
Deliver the form on or before contract signing. If the buyer does not receive it, the buyer can cancel in writing before receiving it or within 5 days after, and get the deposit back. Some sales are exempt, such as certain new homes, foreclosure and court-ordered sales, and transfers by a fiduciary administering an estate or trust.
Lead-based paint in homes built before 1978
- Federal law requires sellers and their agents, before the buyer signs a contract, to give the buyer the EPA pamphlet Protect Your Family From Lead in Your Home, disclose known lead-based paint and hazards, and provide any available records and reports.
- The contract includes a Lead Warning Statement, and buyers get a 10-day opportunity to do a lead inspection or risk assessment, unless they agree in writing to change or waive it.
- If repairs will disturb painted surfaces in a pre-1978 home, EPA recommends hiring a lead-safe certified contractor, and contractors paid to do that work must be certified under EPA's renovation rule.
- If the home is a rental, Maryland's separate lead registration and certificate rules for landlords also apply.
Radon
Radon is one of the hazardous materials listed on Maryland's disclosure form. In Montgomery County, most single-family homes and townhouses (not condos or co-ops) need a radon test within one year before settlement, with results given to both buyer and seller. The seller must test or let the buyer test, and if the buyer declines, the seller must do it. The law does not require the seller to fix high radon, so buyers who want mitigation negotiate it in the contract. Some municipalities and certain transfers are excluded.
Local requirements to check
- Baltimore City: sellers must disclose in the contract if the property has a Vacant Building Notice. The city urges buyers to ask, and says potential purchasers can walk away from the contract if the property has a VBN. A VBN is removed only after the required permits and a final use and occupancy permit.
- Montgomery County: the radon testing requirement above.
- Condos and HOAs: you must provide resale documents from the association. Request them early, because the condo council has up to 20 days to provide its certificate.
- Ground rent: in Baltimore City and Baltimore County, check whether the home has a ground lease so your title company can address it.
- Other cities and counties may have their own rules. Ask our team and your title company what applies to your address.
A note on this guide
This is general information, not legal advice. Confirm your disclosure obligations with a Maryland attorney before you list.
Frequently asked questions
What should I fix before selling my house in Maryland?
Start with safety and function, such as leaks, electrical hazards, heating and cooling, and smoke and carbon monoxide alarms, then items an inspector or appraiser is likely to flag, then inexpensive cleanup and touch-ups. Ask before starting a large renovation.
Can I sell my house as is in Maryland?
Yes. You can give the buyer a disclaimer statement instead of a full disclosure. You still must disclose known latent defects that a careful visual inspection would not reveal and that threaten health or safety. Full answer
Should I get a pre-listing inspection?
It can help you find and fix problems before buyers do and reduce surprises. The downsides are the cost, the fact that buyers usually inspect anyway, and that what you learn may affect what you must disclose.
Do I need to disclose lead paint when selling?
For most homes built before 1978, yes. Federal law requires the EPA lead pamphlet, disclosure of known lead-based paint and hazards, any available reports, and a 10-day opportunity for the buyer to test unless waived.
Is radon testing required to sell a house in Maryland?
Not statewide, but radon is listed on the Maryland disclosure form. Montgomery County requires a radon test within one year before settlement for most single-family homes and townhouses. Full answer
Do I have to disclose a Vacant Building Notice when selling in Baltimore?
Yes. Baltimore City sellers must disclose a Vacant Building Notice (VBN) in the contract. A VBN is a violation notice placed on a vacant, abandoned and uninhabitable property, and it is removed only after rehabilitation with permits and a use and occupancy permit.
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Sources
- Maryland Code, Real Property 10-702 (seller disclosure or disclaimer)
- Maryland Real Estate Commission (Maryland Department of Labor)
- Maryland State Commission of Real Estate Appraisers, AMCs and Home Inspectors
- EPA: Real estate disclosures about potential lead hazards
- EPA: Renovation, Repair and Painting Program
- Montgomery County DEP: Radon testing for home sales
- Baltimore City DHCD: Buying a rehabbed home and Vacant Building Notices
- Maryland Code, Real Property 11-135 (condominium resale disclosures)
- Maryland SDAT: Ground rent
General information, not legal, tax, or lending advice. Programs, rates, and limits change; confirm details with an approved lender or the program administrator. Facts checked October 27, 2026.
Keep reading
- Downsizing in Maryland (2026): Buy First or Sell First, Rent-Backs, Decluttering, Transfer Taxes and Capital Gains
- DC Transfer and Recordation Taxes: Who Pays, Current Rates, and the First-Time Buyer Break
- Can I sell my house as is in Maryland?
- Is a radon test required to sell a house in Montgomery County, Maryland?
- Downsizing in Maryland (2026): Buy First or Sell First, Rent-Backs, Decluttering, Transfer Taxes and Capital Gains
- Condo Fees vs HOA Fees in Maryland (2026): What They Cover, Reserve Studies, Resale Documents and FHA/VA Approval
- What Is My Home Worth?
- Selling with Nick
Common questions
- Can I sell my house as is in Maryland?
- Is a radon test required to sell a house in Montgomery County, Maryland?
- What does a seller pay at closing in Maryland?